Kiwibank's been voted 'Best Value Bank' four years running because they make it easy to manage your money and save on fees. Here's our pick of their best stuff:

  • No account management or transaction fees
  • Free use of any bank's ATM on campus
  • Interest free overdraft
  • Low interest rate credit card
  • Access your account online, by mobile or TXT
  • No account management fees
  • No transaction fees.
  • Works just like an ATM/EFTPOS card
  • Buy things online, overseas and over the phone.

heaps! is an online service that helps you track your spending, work out where your money goes and manage your savings goals.

To see how it works, check out the demo:

  • One form of current photo ID (e.g. a passport or NZ driver's licence).
  • One document, no more than 90 days old, showing proof of address (this must be a bank statement or a utilities bill, such as a phone or power bill).
  • Your IRD number (so interest can be taxed at the right rate).
  • Join Now

Free Up is not available to companies, trusts or organisations. Other fee's may apply.  Download Kiwibank Limited's Disclosure Statement or pick up a copy at your local Kiwibank. Kiwibank's terms and conditions apply.