USERS OF THIS WEBSITE AGREE TO THE FOLLOWING:

1. Web-site content is available for personal use only.

2. All trademarks are protected from commercial use by third parties.

3. All trade marks, copyrighted materials, images of people or places appearing on this web-site are either the property of, or used with permission by, Kiwibank Ltd. The use of these images by you or anyone else authorised by you, is prohibited unless specifically permitted by these Terms and Conditions or specific permission is provided elsewhere on the site.

4. Use of this web-site is subject to web-site online promotion, competition and offer specific terms and conditions.

5. By accessing and browsing this site you give your consent to the kiwiconnector.co.nz privacy policy above and these terms and conditions of use. If you do not agree to this policy please do not use the web-site.

6. We reserve the right at our discretion, to change, modify, add or remove portions of these terms and conditions, the privacy policy and the web-site at any time. Please check these terms and conditions, the privacy policy and the web-site periodically for changes. Continued use of this site after any changes will mean you accept those changes.

7. While the Company uses reasonable efforts to include accurate and up to date information in the site, Kiwibank Ltd make no warranties or representations as to its accuracy. The Company assumes no liability or responsibility for any errors or omissions in the content of the site.

8. Kiwibank Ltd and its associated companies take no responsibility for the downloading of software from this site or from any linked sites.

9. The sites linked to this web-site are beyond the control of Kiwibank. No liability or responsibility is taken for cookies, data or personal information collected by other linked sites accessed through this site or the linked sites, nor for the content of any sites linked to this web-site. Your linking to this site or other sites is at your own risk.

11. Kiwibank Ltd does not give any guarantees, undertakings, warranties or make any representations in relation to the web-site whatsoever and under no circumstance shall Kiwibank Ltd be responsible for any damage, loss or consequential loss suffered by any party as a result of their use or reliance on information on the web-site.

12. The site editors reserve the right to delete Kiwi Connector accounts, without notification, if it deems the account holder to be using that account inappropriately.

13. The kiwiconnector.co.nz web-site is a product of Kiwibank Ltd.